Month: November 2019

Finding physicians and clinicians to give you the proper care can be really difficult. Are they covered by your Medicare plan? Are they close enough to your house that you don’t have to worry about a long commute? Are they specialized in a particular area of care you need? Lucky for you, you can use the Medicare “physician compare” tool that allows you to find local doctors within a matter of seconds.How do you use […]

What’s the deal with all these healthcare acronyms nowadays? HMO? PPO? HSA? PFFS? Why isn’t there just one type of insurance provider? What does all this mean to you? Well, we’re here to tell you what HMO’s and PPO’s are, what the difference is between them, and what you might gain from choosing either as your healthcare plan in your Medicare Advantage plan.HMOHMO stands for Health Maintenance Organization. An HMO is the Medicare Advantage Plan […]

On November 8, 2019, the Centers for Medicare & Medicaid Services (CMS) released the 2020 Medicare rates for premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs.[SOURCE] CMS Press ReleaseMedicare Part B Premiums/DeductiblesMedicare Part B covers physician services, outpatient hospital services, certain home health services, durable medical equipment, and certain other medical and health services not covered by Medicare Part A. Each year the Medicare premiums, deductibles, and copayment rates […]

Double TroubleSometimes, Medicare just isn’t enough to cover medical expenses. It’s a tough situation, but this is the socioeconomic position of many individuals currently in the country. The idea of dual eligibility exists, however, to counteract this in order to make sure people are covered no matter what their background might be. Dual eligibility means that you’re 65 years of age or older as well as meet a certain income minimum for the government to […]

If you’re new to Medicare and just getting started, we want to remind you to know your rights as a Medicare beneficiary. Unfortunately, fraud or illegal practices are not unheard of in this industry and Medigap plans can be confusing. What are they, exactly? A Medigap plan, also called a Supplement Plan, can help pay your extra out-of-pocket costs. Because traditional Medicare does not cover all of your medical expenses, you’ll be responsible for deductibles, […]