Do I Need to Sign Up for Medicare at 65 If I’m Still Working?

The age of retirement seems to be delayed longer and longer for most Americans, leaving many confused about when to enroll in Medicare. While the standard is to enroll within three months from your 65th birthday, many people assume they do not have to if they will still be receiving health insurance from their employer. This misconception could lead to penalties and fees that could have otherwise been avoided. Let’s break down the scenarios for […]

Changes to Medicare Advantage Plans are Still Possible

The Annual Enrollment Period is over…But the Open Enrollment Period is now!Wait, what?Confusing, I know. But these enrollment periods provide you with unique options. The Annual Enrollment Period (AEP) just ended on December 7th. AEP is the time Medicare beneficiaries have the option to consult with an independent representative and decide if their plan is still the best option for their medical and financial needs. During this time, you may have made changes to Medicare […]