Medicare Changes in 2021 You Should Know About

Each year, Medicare changes the premiums and cost-sharing (deductibles, copays, and coinsurance) you pay for Medicare Part A and Part B. In most years, the changes are not drastic, and the changes for 2021 are relatively moderate. The chart below shows the changes for 2021. 2020 & 2021 Part A & Part B costs at a glance   2020 2021 Part A premium – Most people don’t pay a monthly premium for Part A If […]

Is a Medicare Advantage Plan Right for You?

If you don’t know about Medicare Advantage plans, it would be in your best interest to look into them as an option for your coverage. There’s a reason 34% of all Medicare beneficiaries are enrolled in one of these plans. Medicare Advantage plans, also known as Part C plans, is an alternative way for beneficiaries to receive their Medicare benefits. Rather than staying on Original Medicare, a Part C plan is offered by private insurance […]

What is a Medicare Advantage Plan?

We understand how confusing Medicare can be, that’s why we want to make everything as clear for you. A Medicare Advantage Plan is a type of Medicare health plan that is offered through private carriers. This plan covers all the benefits that are covered under Medicare Parts A and B (Original Medicare) plus extra benefits. You can select from HMOs, PPOs, Private Fee-for-Service, and Medicare Medical Savings Account Plans. Who qualifies for Medicare Advantage? You […]

Does Medicare Pay for Hospice?

What is Hospice Care Hospice care is a part of your Medicare coverage that provides patients comfort and familiarity while nearing the end of life. Fortunately for most people, the answer to “does Medicare pay for hospice,” is yes. Original Medicare will pay for hospice once you meet certain criteria. Your hospice doctor and your regular doctor certify that you are terminally ill (life expectancy of six months or less).You accept palliative care (comfort) instead […]

What You Need To Know About Low-Income Medicare Benefits

Being familiar with all the different kinds of Medicare programs is crucial to making an informed decision. Everyone’s situation is different, so it is important to study your budget and health to gauge what Medicare program fits you best. One way to start is by reading this informative article that will explain the ins and outs of every kind of Medicare program. If you feel overwhelmed by some of the complexities of certain Medicare programs, […]